Rate the Banks: Use Social Networking to Create Conscious Banking!

I began to ask myself one day:

Is there a real positive way to help improve the social integrity of our nation's money as well as help other businesses with a social conscience to flourish?

Here is my Answer:

Rate the Banks!  If done wisely, I believe rating our financial institutions can be fun! And it can improve our economy, increase the quality of life for people in all economic classes.  Here is why:

Improving the Economy

How does this improve our economy? Well imagine what would happen if there was no money being loaned to corporations with a history of investing in the war machine or planned obsolescence! I can imagine the pressure that social networking media can put on banks and credit unions:

"Nope I'm sorry, our customers wouldn't like us loaning money to you and our 25 teams of independant online investigators have all concluded that your business has a very poor social conscience index rating and abyssmal rating in carbon footprint. I'm afraid that with ratings this low you may have to go to another planet to get a loan, no bank I know of is going to lend to you because their online social-conscience-bank- rating would instantly drop through the floor!"

More and more people would be investing in corporations and businesses (funded by conscious banks and credit unions) who are building sustainable culture and improving quality of life, better resource availability (this is real riches) and a renaissance of Education and the Arts. If only some of the billions of dollars being spent on war was directed toward American quality of life and giving us more free time to develop as people and spend time with family and on solving larger global humanitarian issues this would be a huge change!

Our ratings can be a voice of positivity and lead people to honest financial institutions, credit unions and alternative currencies or to the creation of new, honest and socially conscious institutions. This means that these institutions:

1. Are locally and independantly owned.
2. Are held accountable by the people they serve in the communities they serve.
3. Do not take part in Economic Warfare.
4. Do not take part in predatory lending.
5. Do not take part in the fractional reserve banking system.
6. Are transparent with where they invest and where the money is going
7. Are a green organization
8. Are a learning organization
9. Invest in infrastructure for energy sustainability
10. They put up a real form of consideration for any loan 
11. They invest in local causes that matter such as  Education through College for all Americans, Health care for Everyone, Environmental Technology infrastructure for Geothermal, Wind, Tidal and Solar Energy.

At the core of all our American Businesses is the Federal Reserve the Central Bank and the many banks of our nation.

Even though our money comes from them and goes to them we can still change things for the better! When We the People begin to hold them accountable, they will be led to understand that America has woken up, and now expects our money to match our integrity and interest in a Brighter day.  America is ready to vote wise enough and socially connected enough and technically skilled enough to invest in freedom, global humanitarian effort and social awareness and healthcare and the environment.   Our work and livelihood give us dollars and satisfaction that we have done good work with good will toward all in this world.  Now our money must reflect our good works as well. Rating the banks is a simple quick and free way to do our part that anyone with an internet connection can do.

Rating the Banks matters and makes a difference because so much of the funding of corporate War profiteering has been funded by certain Bankers. If we boycott these few very corrupt banks such as Bank of America, Citybank and JP Morgan Chase (who now owns Washington Mutual) and support independantly owned credit unions who are transparent enough for us to know that they are committed to more peaceful and sustainable relationships we can steer the economy to be a force for good. 

Rate Local then Global

The bankers have, until now, been able to create a recession at will by printing more money or govts doing bailouts raising inflation- and the fractional reserve banking system is designed to create scarcity already! 

We can use social networking to create abundance within the system and make further positive steps leading social-preneurs by informing people of the best and worst possible banks and alternative currencies and new infrastructures for more ethical economics to consider in our area. I suggest that we focus our ratings in areas we live in to start. Let's stabilize the good financial institutions available in our communities first and then our cities, states and then our nation and then our world.

We can and have used social networking for rating restaurants and even our "top friends". Why not our banks? 

Let's find out who has been naughty and who has been nice and Make sure Santa can afford to stop in our town.

Were making a list...and checking it twice... gonna find out...

You get the idea!