Good Topic!
#1 - Hire an assistant with basic bookkeeping skills. This is the number one thing that distracts me from getting the design stuff done (other than teh interwebs :). Knowing that there is a stack of paperwork somewhere really squelches my creativity. It would really be more worth it for me to pay them than for me to work un-billable hours.
#2 - Rent an office. I'm increasingly appreciative of the separation between work and home. I'm looking into some of those options right now.
#3 - Use the surplus funds to take a short break from clients and focus on branding MY business. It's so easy to do for others and so hard to do for yourself! I always joke that I'm the designer with no logo because I'm too busy making them for others!


