I have a friend who is also self-employed (with no dependents) and recently suffered an injury which required a visit to the ER, at a time when her business was already quite slow.
The deductible of her catastrophic insurance had not been fulfilled yet, so she is looking into a financial assistance program at the hospital to address the ER bill but has been told she'll need to find a specialist to follow up with during her recovery.
The injury is affecting her ability to find temp work to hold her over until business picks up, as well.
I was wondering if anyone in Biznik has been through this and is aware of any programs which help out self-employed professions who are in a bind and need to cover ongoing medical expenses, rent, utilities etc.
Are there any sort of disability benefits through the state for self-employed people, etc?? Thanks much!