Frances Ann Ade
Mortgage Consultant #510-LO-38808

Frances Ann Ade

Websites:

• http://www.choicelendinginc.com

Professional mortgage consultant, state-licensed, providing excellent customer service in client education. Through Choice Lending, I can provide any loan program currently available, including all FHA and VA programs, Conforming, Jumbo Conforming, Jumbos and programs for first-time home-buyers as well as investors.

Despite a constant drumbeat of negative news about the real estate market, I believe qualified renters have a wonderful opportunity now to purchase at better prices than we've seen in a couple years. Contact me for a hassle-free consultation!

My specialty is an ability to explain in simple terms, what the options are for a client. If a client cannot yet afford to buy, I am happy to coach them with the right steps to take to get there in time.

The educated client makes better decisions, and ends up handling his or her own money better down the road. I see home financing as providing just one small piece of the client's overall financial picture.

I also describe how the lending environment operates, how underwriting works, what is happening currently, why certain products are availalbe, then suddenly gone, and what is the role of the secondary mortgage market. I believe that my clients value being given the broader picture and knowing that I am not an order taker.

Sometimes, it's important to know what you DON'T know, as well as what you DO, so I am in frequent contact with tax advisors, attorneys, insurance advisors, investment strategists, and other professionals.

Looking for referral partnerships with others who share a similar concept of customer service.

Always looking for clients who appreciate realistic estimates, professional advice, and full disclosure, minus the hard sell and attitude.

I am also looking to do VA loans for returning veterans. VA and FHA loans have been improved to make them more responsive to the current housing environment. Contact me for more information!

McGill University, Art History

7.5 years in the mortgage industry, Member of Bellevue Chamber of Commerce and Toastmasters International

Member of Fairmount Spanish Dancers from 1990-1998, in Cleveland, Ohio area