Is your financial future truly in your hands ?

Over the last 16 months U.S. retirement funds have lost more than $2 trillion dollars! This has raised many concerns and a lot of questions and rightfully so!

Those individuals who had their retirement funds (IRAs, 401Ks) tied up with the wall-street brokerage houses suffered substantial losses!

 That being said, wouldn’t you agree that taking control and diversifying your retirement investment portfolio would be a much wiser idea?

You will be pleasantly surprised to know that you do have better options! Many investors are using their current tax free retirement funds to invest in Real Estate and are able to achieve substantially greater returns for their IRA/401K plans than they otherwise would by investing in stocks, bonds, or mutual funds.

When you combine the power of an IRA/401K with the knowledge and expertise of a Real Estate entrepreneur the result is a unique opportunity for tremendous financial rewards!

So why haven’t I heard about this before you ask? Well most investors are unaware of this investment strategy because most IRA/401K custodians do not want them to. Often when you ask your custodian/trustee can I self direct and invest my retirement funds in Real Estate? They will say “I’ve never heard of that” or “No you can’t do that” They may also tell you that they do offer you a self-directing retirement plan. Then they will show you a list of their products for you to choose from. This is not a true self directing retirement plan at all.

One of the benefits of a truly self-directed IRA/401K plan is tax-deferred compounding interest. What is compound interest? Compound interest is basically interest on interest!

“The most powerful force in the world is compounding interest” Albert Einstein

Another benefit of a truly self-directed IRA/401K is a tax deferred environment. What that means is this. When you place your money into a truly self-directed IRA/401K you will pay taxes on the money when it goes in. Other IRA/401k plans are not the same. You will pay taxes on your money when it comes out. The best way to give an example of this is to see the numbers.

Take $2000 invested in a normal IRA/401K plan. Over a 40 year period you grow this amount to $500,000.  Now it’s time to retire and cash out. You will now have to pay the taxes on the $500,000.

 The tax deferred truly self-directed IRA/401K is exactly the opposite of this. You invest $2000 into a truly self-directed plan. You pay the taxes on $2000. Over a 40 year period you grow this amount to $500,000. When it’s time to retire and cash out you get your $500,000 TAX FREE!!

Let me ask you this. Which would you prefer to pay taxes on $2000 or; $500,000? I believe the answer is pretty clear!

Truly self-directing your future may be a little scary at first! Although I believe putting my future in the hands of anyone but me is even scarier!

Wouldn’t you agree that if you find the courage to confront the things you fear the most, and are successful, then you have truly conquered your fear?             

“Courage is being scared to death but saddling up anyway” John Wayne.

Unlike wall-street executives, American families do not have golden parachutes to fall back on. It is clear that U.S. citizen’s retirement plans may be one of the greatest casualties of the current financial crisis.

Most U.S. citizens believe that retirement is an age (general consensus 65) but it’s not. It’s a net worth that can sustain a comfortable lifestyle after you retire!

With the proper Financial Literacy Education and the guidance and mentoring of other like-minded individuals, you should be able to make back everything you have lost from your IRA or 401K and truly take control of your financial future!

I would enjoy sitting down with you over a cup of coffee, or tea, and further discuss any questions you may have about the information contained in this article.

Thank you for taking the time to read the article. I will look forward to your questions and feedback.

John Beach
Difference Maker/Catalyst/Entrepreneur
jebeach@realestateproperty4u.com
www.realestproperty4u.com