Susan,
This was so needed. Thank you! As a freelance reporter, I've been following the TARP mess and did an article for which I interviewed some bank executives. Very interesting answers from those who accepted TARP money and those who did not.
What the banks are being allowed to do to consumers is unspeakable. And with the money we taxpayers gave to them.
I think it's a wake-up call and Bob and I have cut down drastically on our credit card spending, with the ultimate goal of not using them anymore.
Your advice is timely and very helpful.

