Hi Kirk,

I appreciate your timely article. I appreciate you using stories from your clients and improving their cash flow. This says a lot about your expertise. Way to go!

A couple of my thoughts …

Like Mike, I wondered about your statement that “most bankruptcies and business failures tend to occur when business sales are at their highest levels.” I’m curious what the source is for this fact.

Regarding #2 (increase your average sale), I, too, have focused more attention on “high end” products and services in the education field. This has quadrupled my income in the past year from last.

Regarding #4 (cut your costs), we’ve had good luck with “sharing costs” as a way to cut costs for small home based business owners. I recorded a webinar called “Get Paid to Buy Stuff” that I would be willing to share with you or anyone who is interested; just send me a message.

I would add one more item to your list … Create Multiple Streams of Income … so cash can flow from more places.

Again, great job!

Phil